March 15, 2022
AgencyThe Advantages of Business Insurance for Small Businesses
As a small business owner, you probably don’t have the largest budget in the world. However, simply because your budget is small does not mean that you can neglect to purchase business insurance. There are many reasons why it’s important that you purchase business insurance for your small business. 1. Liability One of the most […]
May 5, 2022
AgencyHow Employee Safety Training Could Impact Your Business Insurance
Every business needs ample levels of business insurance in order to reduce financial risks that can impact your company. Some forms of business insurance directly relate to your company’s operations, inventory, and structure, while others relate to liability risks. Businesses can face costly lawsuits or settlements for mistakes made by employees while on the job. […]
June 15, 2022
AgencyHas Your Business Missed These Coverages?
Do you take the time to review your business insurance policy each year or do you simply sign the renewal notice? Everyone’s guilty of taking the easy way out at least once. But if you review your policy with an independent insurance agent, you may find that you’re missing some vital coverages, which you can […]
July 26, 2022
AgencyHow to Boost Employee Morale
How to Boost Employee Morale A positive workplace culture is an essential part of any business. As an employer, you know this often comes down to your employees—their work ethic, their attitude and other factors. If your staff feels stressed, frustrated or otherwise unhappy, the workplace environment may take a turn for the worse as […]
August 15, 2022
AgencyBeyond Basic Business Insurance: Your Need for Cyber Risk Mitigation
In today’s data-driven environment, businesses face more cyber risks than ever before. Cyber risk is a growing threat to all companies, regardless of size. A basic business owner’s policy may not include coverage for cyber threats. What Are Cyber Threats? The term cyber threat can apply to a variety of situations. In general, […]
September 16, 2022
AgencyHiring a Contractor
Your home is one of the most important investments you will ever make. As such, you want to make sure it is in good condition and appeals to your tastes. Home improvement projects are great ways to make your home unique to you. While some projects are small enough to handle on your own, others […]
November 16, 2022
AgencyThe Right Insurance for Your Small Business
Every business, big and small, faces various risks every day. Some of these risks are minor nuisances, while others may threaten to halt operations. You can help combat the effects of these risks by equipping your business with the right insurance policy. For small businesses, there are three main options to protect your interests. […]
January 17, 2023
AgencyIs It Time to Look for a New Business Insurance Policy?
It can be easy to forget about your insurance policy when you are not actively paying a premium or renewing the policy. However, a little consideration outside of these times can go a long way and help your business. It’s important to review your policy periodically to make sure it still fits your business’s needs. […]
August 11, 2023
AgencyWildfire Preparedness Guide for Businesses
Presented by: Don Ramatici Insurance Wildfires are unplanned, uncontrolled and unpredictable fires resulting from lightning and human causes, such as campfires, downed utility wires and cigarette butts. Direct flames, radiant heat from nearby burning plants or structures, and flying embers from wildfires can pose risks to businesses, homes and people. Wildfires can have a profound […]
September 20, 2023
AgencyUnderstanding Premium Audits
Audits can be daunting for businesses. An IRS or insurance audit or a vendor needing records can be a stressful experience. However, as long as you’re prepared, there is no need to dread an insurance premium audit. What Is a Premium Audit? The purpose of a premium audit—which is conducted by either your insurance […]