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June 27, 2024
Agency

Understanding the Basics of Commercial Property Insurance: Coverage Essentials

Commercial property insurance can shield businesses from potential fiscal losses associated with stolen, damaged or lost property. At , we are proud to guide businesses and provide an overview of the importance of commercial property coverage. What Is Commercial Property Insurance? Commercial property insurance is a type of business insurance that can provide coverage for […]
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May 21, 2024
Agency

Choosing the Right Insurance for Cheese Production

When considering the risk exposures of a cheesemaking business, careful planning and consideration are essential. One crucial aspect that should not be overlooked is obtaining the necessary insurance coverage to protect your business from potential risks and liabilities. Understanding the importance of insurance and the types of coverage available can be vital for the success […]
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April 30, 2024
Agency

Insurance for Vineyards and Wineries in Petaluma, CA

In the picturesque landscapes of vineyards lies a delicate balance between nature’s bounty and human endeavor. Vineyards and wineries represent an industry and a passion deeply rooted in the soil and seasons. However, along with the beauty and the bounty come risks that can disrupt this harmony—this is where insurance can offer a safety net […]
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April 10, 2024
ramaticiins

California Gets Serious on Workplace Violence: New Law Enforces Prevention Plans and Training

California has taken a significant step towards protecting workers from violence in the workplace. Senate Bill 553, which goes into effect on July 1, 2024, requires most employers in the state to implement a comprehensive workplace violence prevention plan (WVPP) and provide annual training to employees. Why the New Law? Workplace violence is a significant […]
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March 25, 2024
Agency

The Importance of Workers’ Compensation Insurance on Farms

Farms form a core pillar of the agricultural industry, providing essential foods to households, families and businesses across the country. However, while these businesses may be rewarding, they also include significant risks and exposures, including the potential for employee injuries and illnesses. Workers’ compensation insurance is an essential loss control measure that all farms must […]
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March 4, 2024
Agency

Builders Risk Insurance: Understanding What’s Covered

Builders risk insurance is a specialized form of property coverage that can help protect buildings and other structures under construction. Also known as course of construction insurance, such coverage can assist with various expenses that may result from property damage amid construction projects. Although specific coverage capabilities vary between insurers, a typical builders risk policy […]
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October 3, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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September 20, 2023
Agency

Understanding Premium Audits

Audits can be daunting for businesses. An IRS or insurance audit or a vendor needing records can be a stressful experience. However, as long as you’re prepared, there is no need to dread an insurance premium audit. What Is a Premium Audit?   The purpose of a premium audit—which is conducted by either your insurance […]
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August 11, 2023
Agency

Wildfire Preparedness Guide for Businesses

Wildfires are unplanned, uncontrolled and unpredictable fires resulting from lightning and human causes, such as campfires, downed utility wires and cigarette butts. Direct flames, radiant heat from nearby burning plants or structures, and flying embers from wildfires can pose risks to businesses, homes and people. Wildfires can have a profound impact on local economies as […]
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January 17, 2023
Agency

Is It Time to Look for a New Business Insurance Policy?

It can be easy to forget about your insurance policy when you are not actively paying a premium or renewing the policy. However, a little consideration outside of these times can go a long way and help your business. It’s important to review your policy periodically to make sure it still fits your business’s needs. […]
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