insurance

Audits can be daunting for businesses. An IRS or insurance audit or a vendor needing records can be a stressful experience. However, as long as you’re prepared, there is no need to dread an insurance premium audit. What Is a Premium Audit?   The purpose of a premium audit—which is conducted by either your insurance […]

Presented by: Don Ramatici Insurance Wildfires are unplanned, uncontrolled and unpredictable fires resulting from lightning and human causes, such as campfires, downed utility wires and cigarette butts. Direct flames, radiant heat from nearby burning plants or structures, and flying embers from wildfires can pose risks to businesses, homes and people. Wildfires can have a profound […]

Every business, big and small, faces various risks every day. Some of these risks are minor nuisances, while others may threaten to halt operations. You can help combat the effects of these risks by equipping your business with the right insurance policy. For small businesses, there are three main options to protect your interests.    […]

In today’s data-driven environment, businesses face more cyber risks than ever before. Cyber risk is a growing threat to all companies, regardless of size. A basic business owner’s policy may not include coverage for cyber threats.    What Are Cyber Threats?    The term cyber threat can apply to a variety of situations. In general, […]

Do you take the time to review your business insurance policy each year or do you simply sign the renewal notice? Everyone’s guilty of taking the easy way out at least once. But if you review your policy with an independent insurance agent, you may find that you’re missing some vital coverages, which you can […]