August 28, 2026
AgencyHired and Contracted Farm Labor: What Workers’ Compensation Gaps Could Cost You at Harvest Time
Harvest season can put every resource on a farm to the test, including your insurance coverage. Labor needs spike when you hire temporary workers or rely on independent contractors, and inadequate workers’ compensation coverage can expose you to significant financial liability. can help you address the gaps in your farm insurance before the season begins. Understanding Hired and Contracted Farm Labor Hired farm labor often refers to workers you bring on directly as […]
May 27, 2026
AgencyFarm Insurance for Farm-to-Table and On-Site Sales
If you grow food in and sell directly to customers, whether through a farm stand or restaurant partnerships, your operation carries risks that a standard homeowners or commercial policy may not fully address. Farm insurance is designed with agricultural businesses in mind and understanding what coverage you need can help cover what you have built. Farm Insurance for Farm-to-Table Farm-to-table […]
February 13, 2026
AgencyFarm Insurance: Do You Really Need Insurance for a Small or Part-time Farm?
Running a small or part-time farm can be a rewarding pursuit, whether you’re growing crops as a hobby, raising a few animals for fun or simply trying to supplement your income. But even smaller operations face risks that could threaten your investment and future. Understanding the importance of suitable farm insurance is essential. What Are the Risks for My Farm? Many small farm owners may mistakenly assume that their homeowners insurance […]
January 20, 2026
AgencySpecialized Coverage for Agritourism and Farm Events
As California’s agricultural landscape evolves, many farms are finding exciting opportunities to open their gates to visitors, including for tours, festivals, weddings and other special events. However, while these activities offer new revenue streams and community engagement, they also introduce unique risks that standard farm insurance may not address. Understanding Agritourism Insurance Needs Agritourism blends traditional farming with tourism, inviting the public onto your property for experiences like pumpkin patches, […]
November 17, 2025
AgencyUnderstanding Liability Coverage for Farm Visitors and Agritourism
Welcoming visitors to your farm or ranch can be a rewarding way to diversify your business, share your passion for agriculture and connect with your community. However, opening your property to the public, whether for tours, events or agritourism activities, also introduces significant liability risks. Teaming up with a qualified insurance professional, such as those at , can help […]
July 9, 2025
AgencyFarm Structures Insurance: Are Your Barns, Silos and Sheds Protected?
For many farmers, barns, silos and sheds are more than just buildings; they’re essential to daily operations and long-term productivity. Yet, these vital structures are often overlooked when it comes to insurance coverage. Farm structures insurance is designed to financially protect these assets from risks such as fire, storms, vandalism and even equipment damage. Farm […]
June 24, 2025
AgencyIs There a Difference Between Hobby Farm Insurance and Commercial Farm Insurance?
When it comes to protecting your farm, choosing the right insurance policy is just as important as selecting the right equipment or crops. Whether you’re raising a few chickens in your backyard or managing acres of farmland, the type of insurance you need depends on the scale and purpose of your operation. Two common options—hobby […]
April 18, 2025
AgencyHow to Insure Your Hobby Farm Equipment and Structures
Hobby farms can be an enjoyable and rewarding investment of your time and resources. Regardless of what you plan to grow or raise, even a small operation may require a significant financial commitment. Buildings, tools, equipment, seeds, livestock and labor can all be quite expensive, and given the many incidents and perils that could befall […]
July 24, 2024
AgencyInsurance for Hobby Farms: Questions to Ask Your Insurance Agent
Starting a hobby farm can be a joyful and rewarding experience, providing you with the opportunity to learn new skills and literally grow something from the ground up. However, your hobby farm may also represent a significant financial investment and could even include risks and exposures involving others. Even such an enjoyable and seemingly casual […]