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Vineyards and Winery

July 21, 2026
Agency

Does Your Winery’s Insurance Policy Cover Wildfire Smoke Damage to Crops?

Wildfire smoke can linger over vineyards for days, leaving behind a problem that goes far beyond hazy skies. Smoke taint, the off-flavor absorbed by grapes exposed to combustion particles, can render an entire harvest unsalable. For winery owners, this kind of loss raises an urgent question: does your insurance policy cover it? The Effect of Wildfire Smoke on Vineyards The compounds absorbed during […]
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April 27, 2026
Agency

What Insurance Do Wineries Need for Tastings and Tours?

Hosting tastings and tours is a vital part of the California winery experience; however, these events also introduce unique risks that require careful insurance planning. When opening your doors to the public, it’s important to have the right insurance in place. The following coverages can help safeguard your winery business: General Liability Insurance This foundational policy helps protect your winery from claims of bodily injury […]
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March 24, 2025
Agency

How to Insure Seasonal Workers at Your Vineyard

Running a vineyard involves various challenges, including promoting the safety and well-being of your seasonal workers. Insurance coverage is essential to help financially protect both your employees and your business. Insurance for Vineyards Consider the following coverage options when insuring seasonal workers at your vineyard: Workers’ compensation insurance—This is a crucial type of insurance for […]
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October 28, 2024
ramaticiins

Insuring Your Vineyard or Winery’s Tasting Room and Events

Owning and operating a vineyard or winery can make a business vulnerable to many risks and exposures, including those often applicable to both the agricultural and hospitality industries. Given the complexity of these business operations and the potential ramifications of accidents and errors, ample insurance should be a top priority. But understanding what types of […]
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