September 20, 2023
AgencyUnderstanding Premium Audits
Audits can be daunting for businesses. An IRS or insurance audit or a vendor needing records can be a stressful experience. However, as long as you’re prepared, there is no need to dread an insurance premium audit. What Is a Premium Audit? The purpose of a premium audit—which is conducted by either your insurance […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
March 4, 2024
AgencyBuilders Risk Insurance: Understanding What’s Covered
Builders risk insurance is a specialized form of property coverage that can help protect buildings and other structures under construction. Also known as course of construction insurance, such coverage can assist with various expenses that may result from property damage amid construction projects. Although specific coverage capabilities vary between insurers, a typical builders risk policy […]
March 25, 2024
AgencyThe Importance of Workers’ Compensation Insurance on Farms
Farms form a core pillar of the agricultural industry, providing essential foods to households, families and businesses across the country. However, while these businesses may be rewarding, they also include significant risks and exposures, including the potential for employee injuries and illnesses. Workers’ compensation insurance is an essential loss control measure that all farms must […]
April 10, 2024
ramaticiinsCalifornia Gets Serious on Workplace Violence: New Law Enforces Prevention Plans and Training
California has taken a significant step towards protecting workers from violence in the workplace. Senate Bill 553, which goes into effect on July 1, 2024, requires most employers in the state to implement a comprehensive workplace violence prevention plan (WVPP) and provide annual training to employees. Why the New Law? Workplace violence is a significant […]
April 30, 2024
jbulosanInsurance for Vineyards and Wineries in Petaluma, CA
In the picturesque landscapes of vineyards lies a delicate balance between nature’s bounty and human endeavor. Vineyards and wineries represent an industry and a passion deeply rooted in the soil and seasons. However, along with the beauty and the bounty come risks that can disrupt this harmony—this is where insurance can offer a safety net […]